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Terms of Use

By activating your free trial to Validea.com, you agree to the following terms of use:

Free Trial

You will receive a free trial to evaluate our services. You will have full access to our website during the free trial. You will NOT be charged if you unsubscribe before your free trial is up. You can cancel at any time by sending an email to billing@validea.com. After the completion of the free trial, you will be charged the quarterly, monthly or annual subscription fee and will become a subscriber to Validea.com until you cancel.

Subscription Renewal

After your free trial, your subscription will automatically renew each period until you notify us of your intent to cancel. Your account can be cancelled at any time by sending an email to billing@validea.com.

Refund Policy

Quarterly Plan

Quarterly subscribers beyond their trial period who are not in the final month of their current subscription period are entitled to a pro-rated refund based on the number of unused months remaining in their subscription period. There are no refunds on quarterly plans after the first 60 days of each membership period.

Annual Plan

Annual subscribers beyond their trial period are entitled to a prorated refund for their fully unused months within the first 60 days of signup or within the first 60 days after annual renewal. There are no refunds on annual plans after the first 60 days of each membership period.

Monthly Plan

We do not offer refunds on our monthly plan after the trial period has expired.

Disclaimer

Disclaimer

The use of the name of a financial analyst, identified as a "guru" represents the interpretation by Validea of that person's key investment analysis principles, as derived from published sources. The use of a guru's name does not mean that he personally endorses, or even agrees with any of the representations made with respect to specific securities as derived by Validea from its interpretation of his or her investment methodology. Validea IS an information service for financial institutions, investors and traders. Validea IS NOT an investment advisor, hence it does not endorse or recommend any securities or other investments. Market quotes and certain other information on this Site, as well as reference materials or links to other sites, have been carefully compiled from publicly available sources believed to be reliable and are for general informational purposes only. Accuracy or completeness of the information contained herein is not guaranteed and is not intended to be relied upon for transactional purposes. Neither Validea, its publishers, owners, investors, nor any of its data or content providers shall be liable for any errors or delays in the content, or for any actions, losses or damages, monetary or otherwise, taken in reliance of such information, judgements and opinions thereon.

Imdemnity

You agree to indemnify and hold Validea.com and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, as a result of your use of the Service, your connection to the Service, your violation of the terms of use, or your violation of any rights of another.

Resale or Reuse of Service

You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.

Privacy Policy

The Reese Group LLC DBA Validea Inc Privacy Policy

We respect and are committed to protecting your privacy. That is why we have adopted this Privacy Policy. This Privacy Policy lets you know how your personal information is processed and used. We promise that we will take steps to use your personal information only in ways that are compatible with this Privacy Policy. The following policies are only in effect for the Web pages, newsletters and opt-in announcement lists owned and operated by Validea Inc. The following discloses our Privacy Policy.

What information are you collecting and how are you collecting it?

Every computer connected to the Internet is given a domain name and a set of numbers, that serve as that computer's "Internet Protocol" IP address. When a visitor requests a page from any Web site within the Validea Inc Network, our Web servers automatically recognize that visitor's domain name and IP address. The domain name and IP address reveal nothing personal about you other than the IP address from which you have accessed our site. We use this information to examine our traffic in aggregate, but do not collect and evaluate this information for individuals. Our Web servers do not record e-mail addresses of the visitors.

What are cookies?

Validea Inc may send a "cookie" to your computer. A cookie is a small piece of data that is sent to your browser from a web server and stored on your computer's hard drive. A cookie can't read data off your hard disk or read cookie files created by other sites. Cookies do not damage your system. We use cookies to identify which areas of Validea Web sites you have visited or customized, so the next time you visit, those pages may be readily accessible. We may use this information to better personalize the content, banners, and promotions that you see on our Sites. You can choose whether to accept cookies by changing the settings of your browser. You can reset your browser to refuse all cookies, or allow your browser to show you when a cookie is being sent. If you choose not to accept these cookies, your experience at our site and other Web sites may be greatly diminished and features may not work as intended.

What other information do you request?

We may also request your e-mail address or mailing address for the purposes of conducting a survey or to provide additional services (for example, subscriptions to e-mail newsletters or announcement lists). Whenever we request the identity of a visitor, we will clearly indicate the purpose of the inquiry before the information is requested. We maintain a strict "No-Spam" policy that means that we do not intend to sell, rent, or otherwise give your e-mail address to a third party, without your consent. In addition, Validea Inc will not send you email that you have not agreed to receive. We may from time to time send e-mail announcing new Validea products and services.

Will you disclose the information you collect to outside third parties?

Validea Inc uses reasonable precautions to keep the information disclosed to us secure. Validea Inc reserves the right to transfer information in connection with the sale of all or part of Validea Inc's capital stock or assets. We may share your data with Validea Capital Management, LLC, an independent legal entity, or with a firm acting on behalf of either Validea or Validea Capital Management LLC.

Your Consent To This Agreement

By using our Web site, you consent to the collection and use of information by Validea Inc as specified above. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

Performance Disclaimer: Returns presented on Validea.com are model returns and do not represent actual trading. As a result, they do not incorporate any commissions or other trading costs or fees. Model portfolios with inception dates on or after 12/30/2005 include a combination of back tested and live model returns. The back-tested performance results shown are hypothetical and are not the result of real-time management of actual accounts. The back-testing of performance differs from actual account performance because the investment strategy may be adjusted at any time, for any reason and can continue to be changed until desired or better performance results are achieved. Back-tested returns are presented to provide general information regarding how the underlying strategy behind the portfolio performed in our historical testing. A back-tested strategy has the benefit of hindsight and the results do not reflect the impact that material economic or market factors may have had on advisor's decision-making if actual client assets were being managed using this approach. The model portfolios offered on Validea are concentrated and as a result they will exhibit high levels of volatility and their performance can be substantially impacted by the performance of individual positions.

Optimal portfolios presented on Validea.com represent the rebalancing period that has led to the best historical performance for each of our equity models. Each optimal portfolio was determined after the fact with performance information that was not available at portfolio inception. As a result, an investor could not have invested in the optimal portfolio since its inception. Optimal portfolios are presented to allow investors to quickly determine the portfolio size and rebalancing period that has performed best for each of our models in our historical testing.

Both the model portfolio and benchmark returns presented for all equity portfolios on Validea.com are not inclusive of dividends. Returns for our ETF portfolios and trend following system, and the benchmarks they are compared to, are inclusive of dividends. The S&P 500 is presented as a benchmark because it is the most widely followed benchmark of the overall US market and is most often used by investors for return comparison purposes. As with any investment strategy, there is potential for profit as well as the possibility of loss and investors may incur a loss despite a past history of gains. Past performance does not guarantee future results. Results will vary with economic and market conditions.
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